This page is for first-check SMP estimates and the next route if SMP may not fit.
Estimate Statutory Maternity Pay using the current rule structure: 90% of average weekly earnings for the first 6 weeks, then the standard statutory weekly rate or 90% of average weekly earnings, whichever is lower, for the remaining weeks.
Simple SMP estimates for up to 39 weeks based on average weekly earnings and the standard statutory weekly rate structure.
Every adoption variation, every employer-enhanced maternity scheme, or a full MATB1 / qualifying-week planner.
The strongest maternity competitors are good at signposting what to do if SMP may not fit. This version now leans harder into that practical next-step route instead of stopping at the first estimate.
See the methodology page for how WorkRightsUK uses official sources, scope limits, and next-step routing.
This gives the basic SMP shape, including the first 6 weeks at 90% and the remaining weeks at the standard statutory rate or 90% if lower.
If SMP may not fit, the next useful route is often Maternity Allowance rather than stopping at the failed estimate.
If the question becomes about sharing later leave and pay, Shared Parental Leave planning may become relevant after the maternity route starts.
Used for the SMP structure: 90% of average weekly earnings for the first 6 weeks, then the standard weekly rate for the next 33 weeks.
Used for the 2026 to 2027 standard weekly rate of £194.32 and the earnings threshold of £129 a week.
Used for continuity into the qualifying week, earnings, and notice/proof framing.
